“Not in Assisted Living (Yet): Dispatches from the Edge of Independence!

Welcome to my World---Woman, widow, senior citizen seeking to live out my days with a sense of whimsy as I search for inner peace and friendships. Jeez, that sounds like a profile on a dating app and I have zero interest in them, having lost my soul mate of 42 years. Life was good until it wasn't when my husband had a massive stroke and I spent the next 12 1/2 years as his caregiver. This blog has documented the pain and heartache of loss, my dark humor, my sweetest memories and, yes, even my pity parties and finally, moving past it all. And now I’m ready for a new start, in a new location---a continuum care campus in West Michigan, U.S.A. Some people say I have a quirky sense of humor that shows up from time to time in this blog. Others say I make some keen observations about life and growing older. Stick around, read a while. I'm sure we'll have things in common. Your comments are welcome and encouraged. Jean
Showing posts with label wills. Show all posts
Showing posts with label wills. Show all posts

Saturday, October 3, 2015

Day Trip and Lawyers



Thursday I hopped on the senior hall bus for a short trip to have lunch, then tour a city facility. Raise your hand if you’ve been to a plant that turns what you flush down the toilet into clean drinking water. That’s where we went. I must say, that place was cleaner than any factory or commercial building I’ve ever seen. The walls were white, the floors light gray and the computerize equipment was black. The giant piping, motors, blowers and holding tanks were painted in colors like salmon, aqua, pink, yellow and blue. The outside is designed to look like a large farm. I’ve driven by the place 100’s of times and never guessed what went on in that collection of buildings. Only one building had an odor inside---where they make dirt (like in gardens) in huge vats that look like cement mixers. And the air from that building is piped to another building that filters out the smells with a house-size block of charcoal before releasing it into the outside air.  

This state-of-the-art water and sewer authority services thousands of homes plus everything that goes down the storm grates in the streets. They discharge the end resulting clean water into our river that takes it out to Lake Michigan where it eventually ends up in our tap water. The neighboring city, and thousand like it across the country, skip the middle man---the river and Lake Michigan---and pipe their cleaned sewage directly into tanks that supplies water to the city. Anyone who was brave enough on the tour could have tasted the water that came down its last trough. It’s certified as drinking water---looked crystal clear---and is held to a standard higher than our neighboring city that pipes the water directly into homes. If you like glass beakers of every size and shape you’d love the lab in this place. They test constantly. 

I learned a few things I won’t forget: 1) never flush "flushable" wipes because they don’t break down and often bring neighborhood pumping stations to a halt. When that happens, the pump automatically places satellite calls to several people who get the yucky job of cleaning out the pump; 2) whenever I buy toothpaste and facial scrub I need to check the labels for micro-beads because they can’t filter those out and eventually they end up in our bodies. They are finding them inside Great Lakes fish in great enough numbers to be seen with the naked eye; 3) never flush medications because many of them can’t be filtered out, especially antibiotics and anti-seizure meds; and 4) they can’t filter out artificial sugar or caffeine so even if you’re trying to avoid those chemicals, you’re going to get them in your water. 

I had to go to my lawyer this week, too, for a three year check up on my legal stuff. It was pretty simple since none of my heirs have moved, died or done anything to make me want to cut them out of my will. I had a few questions about having a will and going through probate vs. having a trust---the pros and cons of each. And another question about why the banks keep nagging me to put beneficiaries on my accounts instead of ‘the estate of Jean so-and-so.’ These are topics that come up at the senior hall often but I keep forgetting the answers as to why my lawyer recommends what she does which is the opposite of what the ladies at senior hall say is smart. I’ve been called “dumb to do it that way” often enough that I actually had a session with the free legal services for seniors just to double check what my own lawyer was telling me. The second opinion, confirmed the first for MY situation. I hate this kind of stuff! I would rather bury my head in the sand and sing “la, la, la, la, la” when it comes to money and lawyers. On the good side, my lawyer gives hugs to senior citizens. Very firm hugs. I haven’t had one of those since I asked my lawn care service guy for one a month ago. He gave me two. Don’t be alarmed. I haven’t take up accosting casual acquaintances for hugs. My lawn care guy is also my nephew. ©

Sunday, August 12, 2012

Wills and Widows Taking off Their Wedding Rings

This past week I finished up the last details of getting all my legal affairs in order. I hated reviewing and updating the end of life medical directives and other stuff involved for when I die or get incapacitated but I guess I’d hate it more if I didn’t take care of this stuff and something happened. It’s a crap-shoot, really. You like to think your family will make decisions in compliance with what you’d want but the best you can do is to get your wishes down in writing and hope you picked the right person to hold so much power over you and your estate when the time comes. The lawyer, twice, seemed to enjoy reminding me that you can’t reach out from the grave and control what happens when you’re gone. I was good when she said that. I didn’t snap back that I thought that’s what I was paying her for---to string some fancy words together that mean I do get a say. I keep wondering when I’ll turn into one of those old people who has lost that filter in the brain that keeps us from verbalizing all our rude or inappropriate thoughts. Maybe I’m even looking forward to that day?

On the widowhood front, the biggest news I have to share is I stopped wearing my wedding band. It wasn’t a planned change. It just happened. I had taken my ring to the jewelry store for cleaning and polishing and by the time I retrieved it a couple of days had passed. That first day back in my possession, I put the band on and took it back off a dozen times and finally I put it away for safe keeping. It was a sad choice and it's one I’m not sure I’ll stick to. I don’t know. Maybe the idea to get it cleaned was all part of a plot that the subconscious part of my brain cooked up to get the conscious part of my brain to give the issue some deep thought.

In the widowhood circles I touch bases in there is no consensus on the right time to remove your wedding rings. Some women plan to wear them forever---I was in that camp---but a few have taken them off shortly after their spouses’ funerals. Still other women have taken to wearing their rings on a chain around their necks and others have had their rings redesigned into dinner rings. Some women switch their rings to their other hand and younger widows take them off when they start dating again. It’s understandable why the wedding rings dilemma is such a huge widowhood hurdle to cross. We take vows with those rings. And even though those vows include “until death do we part” the wedding band symbolizes undying love and that love doesn’t go away upon the death of a spouse. The feeling of being married doesn’t go away right away either.

It feels weird not having that wedding band connection to Don on still on my finger. I feel naked and maybe it will find its way back on my finger. I have mixed feelings that include the idea that taking it off frees my husband’s spirit, lets him know he doesn’t have to watch over me so closely anymore…or at least that is what I’m currently telling myself. I’m a survivor and it’s paired with the fact that Don had all his legal T’s crossed and I’s dotted before his disability and evidential death. He did his best to “reach beyond the grave” as my lawyer says you can’t do. And because Don tried to do just that, I have far fewer worries and complications than widows whose spouses ignored the reality that we all do die someday. 

The moral of my little story here is get a will and medical directives if you don’t already have them! Okay, I'll get off the everyone-needs-a-will bandwagon before it gets rolling at top speed. But first I’d like to say this blog entry was brought to you by a senior citizen who thinks she'll start practicing for the day when the "be nice" filter in my brain isn't working any longer. I'll start when the teenager next door chases after a ball that's rolling across my yard. I'm going to open the door and yell, "Get off my lawn!" He deserves it. He's the same boy who 10 years ago told me he didn't care how much I paid him to shovel my snow because he just wanted to help old people. ©